Health Savings Accounts are making their way into the worksite market
faster each day. To help consumers stay current with Health Savings Accounts,
American Fidelity Health Services Administration has created
this site to assist employees, employers and agents in understanding
Health Savings Accounts and how a Health Savings Account can benefit each group.
Made possible by 2003 legislation that went into effect January 1, 2004,
Health Savings Accounts (HSAs) are tax-favored trust or custodial
accounts that earn interest. They combine tax-free savings earmarked
for qualified medical expenses with a qualified High Deductible Health Plan (HDHP).
With over 45 years experience in providing pre-tax advice and services, American Fidelity
is a pioneer in Section 125 flexible benefit plans. Perhaps most important, American Fidelity
is an independent HSA administrator. We encourage agents to navigate through this
site as both an employee and an employer as well as an agent to fully
understand Health Savings Accounts.
We encourage agents to navigate through this site as both an employee and
an employer as well as an agent to fully understand Health Savings Accounts.
HSA features for Employers
Find out how HSAs benefit an employer
and what steps need to be taken to incorporate a Health Savings Account
at the worksite.
HSA features for the Employee
Understand how HSAs benefit individual employees
by offsetting the high costs of health care and providing tax savings.
Request more information. Contact us.
Request more information and an AFA HSA specialist will
contact you personally.